# ex nihilo
The term "ex nihilo" is most often used in describing the creation of dollars by banks or the Federal Reserve.
See my distinction elsewhere between [reserve dollars] and [money dollars].
# References
>ex nihilo
adverb or adjective
**:** from or out of nothing
creation _ex nihilo_
Clipped from [Ex nihilo Definition & Meaning - Merriam-Webster](https://www.merriam-webster.com/dictionary/ex%20nihilo) at 2023-09-25.