**Definition:** An individual or entity meeting specific financial thresholds as defined by the SEC, allowing participation in certain securities offerings exempt from public registration. The SEC identifies accreditation status in entities and individuals by income, wealth, or professional qualification criteria. See [Rule 501](https://www.ecfr.gov/current/title-17/section-230.501) for an in-depth description of accredited investors. _Individual Qualifications_ Accredited investors are individuals who: * Have a net worth of at least $1 million, excluding their primary residence (individually or with spouse), or * Have an income of over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year, or * Are investment professionals holding, in good standing, Series 7 license, Series 65 license, or Series 82 license, or * Are directors, general partners, or executive officers (collectively, “knowledgeable employees”) of the company selling securities, or * Are a “family client” of a “family office” that qualifies as an accredited investor. _Entity Qualification_ Entities may qualify as accredited if they are entities that: * Own investments in excess of $5 million, or * Are any of the following entities with assets in excess of $5 million: corporations, partnerships, LLCs, trusts, 501(c)(3) organizations, employee benefit plans, “family office” and any “family client” of that office, or * Are owned by individuals that all qualify as accredited investors, or * Are RIAs (Registered Investment Advisers), ERAs (Exempt Reporting Advisers), or SEC registered broker-dealers, or * Are financial entities that are classified as any of the following: * Bank * Savings and loan association * Insurance company * Registered investment company * Business development company * Small business investment company * Rural business investment company **Why it matters:** Certain securities offered through our platform are only available to accredited or further qualified investors, which may be Qualified Purchasers or Qualified Institutional Buyers. Monark supports compliance with the requisite regulatory considerations and securities law, ensuring that private market investments are accessible only to those who can bear the associated risks.