**📅 Date:** ➤ ⌈[[2025-05-11-Sun〚 DDM-Dividend Discount Model〛]]⌋
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➤ ⌈[[💰028- Dividends – Background for the Dividend Discount Model (DDM)]]⌋
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## 🧠 Summary
The **Dividend Discount Model (DDM)** is used to estimate the **intrinsic value** of a stock based on the **present value of its expected future dividends**. It is a fundamental valuation method in economics and finance.
![[Pasted image 20250606203706.png]]
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## 🧮 Formula – Gordon Growth Model (Constant Growth)
```
P₀ = D₁ / (r - g)
```
**Where:**
- `P₀`: Current intrinsic value of the stock
- `D₁`: Dividend expected next year
- `r`: Required rate of return
- `g`: Constant dividend growth rate
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## 🔑 Assumptions
- The company pays dividends
- Dividends grow at a constant rate (or a defined multi-stage pattern)
- `r > g` in constant growth model
- Best suited for stable, mature companies
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## =📊 Key= Insight
The DDM shows that a stock’s value is derived from **future dividend cash flows**, discounted to today’s value.
It reflects the **time value of money** and is most effective for dividend-paying firms.
![[Screenshot 2025-06-06 at 20.42.16.png]]