# Finances - Today's savings buy tomorrow's liberty. Think long term. [A dollar today is worth more than a dollar tomorrow](https://putanumonit.com/2017/02/10/get-rich-slowly/). People will take that dollar and do something profitable with it. Financial safety is freedom. - Saving money and investing money are both good [[Habits]]. Small amounts of money invested regularly for many decades without deliberation is one path to wealth. - [Be boring with most of your portfolio](https://twitter.com/VitalikButerin/status/1743991285214527532). - Spend (relatively) more money on things you interact with the most, time-wise (as well as intensity-wise). - Up to a point, being richer will not necessarily make you happier. - Spend on others, especially people you are close to. Positive feedback loop: Prosocial spending makes you happier, and happiness makes you more likely to spend pro-socially. ## Resources - [Bogleheads](https://www.bogleheads.org/wiki/Getting_started).